Enhance Your Financial Security

Millions of Home Owners Nationwide

have benefited from the use of Reverse Mortgages. Reverse mortgage is the widely accepted synonym for a Home Equity Conversion Mortgage or HECM for short.


is a Federal Housing Administration (FHA) insured mortgage loan which enables home owners to access their home’s equity without having to make monthly re-payment instalments.

Reverse Mortgage

proceeds can be used to pay off your existing mortgage and any liens on your property, as well as for any other reason you determine.

Homes Equity

Accessing your homes equity is a tax free method of supplementing your retirement income. The amount of funds available to you is determined by a few factors; your age, market conditions, your homes appraised value, and the amount of indebtedness currently secured by your home.

In general

the older you are and the greater your equity, the more money you can expect from a Reverse Mortgage. Funds can be distributed to you in the following methods:
1. Lump Sum
2. Line of Credit


To be eligible for a Reverse Mortgage you must:

1. Be 62 years of age or older
2. Live in the home as your primary residence


Repayment of a Home Equity Conversion Mortgage is not required as long as the following conditions are met:
1. The home is your primary residence
2. Insurance and Property Taxes are paid

Calculator Disclosure
Please note: This reverse mortgage calculator is provided for illustrative purposes only.

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